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I found that if we use a car loan to buy a car,which can be called kredit mobil , the loan interest will be very low, and some brand 4S shops even said that the loan can be zero interest. This means that buying a car with a loan may even be more favorable than buying a car in full. The lending institutions for auto loans are generally auto finance companies or banks that provide auto loan services under auto companies, and 4S stores play an intermediary role among them. But they will charge a "loan handling fee" to car buyers with loans, some call it a "financial service fee."
