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Remortgaging is a process when you change the mortgage you have currently on to a new deal, this can be done with the current lender or you can look to move the mortgage to another lender. At the outset, a mortgage lender would offer a 2 year or 5-year... moreRemortgaging is a process when you change the mortgage you have currently on to a new deal, this can be done with the current lender or you can look to move the mortgage to another lender. At the outset, a mortgage lender would offer a 2 year or 5-year deal at the end of which the rate of interest would usually revert to a higher standard variable rate. Going on to the Standard Variable Rate results in higher monthly repayments, hence one of the primary reasons for people to Remortgage, is to save money.
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