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While maybe not as extreme as SSN fraud, applicants will utilize fake paystubs to make it look like they make enough money to qualify. Some will even use the stubs that they earn from their actual job but alter the numbers to look higher. But if these applicants succeed, delinquent payments are almost to be expected because the applicant doesn’t actually generate the income reported on the stub.
The problem has been compounded within the apartment industry by the rapid adoption of proptech during the pandemic. While virtual and self-tours have been lifesavers for many operators, allowing them to lease vacant units without putting staff at risk or scaring off pandemic-weary prospects, there’s a dark side to taking the leasing process virtual.
July 8, 2022
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